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Paddle

Revenue delivery platform for B2B SaaS

4.4

Merchant of Record platform for SaaS and digital products. Handles payments, tax compliance, fraud protection, and billing.

Features

Merchant of Record (handles all compliance)
Subscription billing
Global tax compliance (100+ jurisdictions)
Fraud protection with chargeback coverage
Dunning management
Revenue recognition
Multi-currency support
Customer billing support included

Pros

  • + All-in-one solution (payments + tax + fraud)
  • + No compliance headaches - they're MoR
  • + No lock-in - data is 100% exportable
  • + Tax compliance in 100+ jurisdictions

Cons

  • Higher base rate than Stripe (5% vs 2.9%)
  • Not optimal for high-volume businesses
  • Primarily SaaS/digital product focused
  • Products under $10 need custom pricing