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Razorpay

India's most developer-friendly payment gateway

4.2

India's leading payment gateway with 180+ payment methods. 2% domestic, 3% international, UPI free under ₹2000.

Recursos

Domestic: 2% + 18% GST
International: 3% + tax (3.5% for Amex)
UPI: 0% under ₹2000, up to 0.3% above
180+ payment methods
Settlement: T+2 standard, same-day available (extra)
International in 100+ currencies
MoneySaver Export Account for SWIFT/ACH/SEPA

Prós

  • + Best for Indian market (UPI free <₹2000)
  • + 180+ payment methods
  • + Excellent documentation
  • + No setup or maintenance fees

Contras

  • 18% GST added to all fees
  • International settlement T+7 (T+2 domestic)
  • Early settlement costs extra (1%)
  • Primarily India-focused