Stripe vs Braintree

Stripe vs Braintree comparison for payment processing. Compare DX, pricing, and features for your SaaS or e-commerce app.

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Veredito Rápido

Vencedor: Stripe

Stripe dominates for developer experience and modern payment features. Braintree (PayPal) is solid but feels dated. For startups and new projects, Stripe is the clear choice. Braintree makes sense if you need deep PayPal integration.

Escolha Stripe se...

✓ Developer experience is your priority
✓ You want the best documentation
✓ You need modern payment features
✓ You're building a SaaS or marketplace
✓ You want extensive third-party integrations

Escolha Braintree se...

✓ You need native PayPal integration
✓ You're already in the PayPal ecosystem
✓ You need Venmo support in the US
✓ Enterprise contracts matter to you
✓ You want PayPal's buyer protection

Comparação Recurso por Recurso

Categoria	Stripe	Braintree	Vencedor
Pricing	2.9% + 30¢ per transaction. Volume discounts available.	2.59% + 49¢ per transaction. Custom rates for volume.	Empate
Free Tier	Free to integrate. Pay per transaction only.	Free to integrate. Pay per transaction only.	Empate
Developer Experience	Best-in-class. Clean API, excellent SDKs, great dashboard.	Functional but dated. More complex integration patterns.	Stripe
Documentation	Industry-leading docs. Interactive examples. Clear guides.	Adequate documentation. Less polished than Stripe.	Stripe
Scalability	Powers major companies. Proven at massive scale.	Backed by PayPal. Enterprise-proven infrastructure.	Empate
Features	Subscriptions, invoicing, Connect, Terminal, Radar, and more.	Payments, subscriptions, PayPal, Venmo, fraud protection.	Stripe

Comparação de Código

Create Payment Intent

typescript

import Stripe from 'stripe';

const stripe = new Stripe(process.env.STRIPE_SECRET_KEY!);

const paymentIntent = await stripe.paymentIntents.create({
  amount: 2000,
  currency: 'usd',
  automatic_payment_methods: { enabled: true },
});

Stripe's API is clean and intuitive.

Create Transaction

typescript

import braintree from 'braintree';

const gateway = new braintree.BraintreeGateway({
  environment: braintree.Environment.Sandbox,
  merchantId: process.env.BRAINTREE_MERCHANT_ID!,
  publicKey: process.env.BRAINTREE_PUBLIC_KEY!,
  privateKey: process.env.BRAINTREE_PRIVATE_KEY!,
});

const result = await gateway.transaction.sale({
  amount: '20.00',
  paymentMethodNonce: 'nonce-from-client',
  options: { submitForSettlement: true },
});

Braintree requires more configuration upfront.

🔄 Notas de Migração

Migration requires careful planning. Export customer payment methods, recreate subscriptions, and update webhooks. Consider running both in parallel during transition.

Perguntas Frequentes

Is Braintree owned by PayPal? ▼

Yes, PayPal acquired Braintree in 2013. This gives Braintree native PayPal and Venmo integration advantages.

Which is better for subscriptions? ▼

Stripe Billing is more feature-rich and developer-friendly. Braintree's subscription features work but feel more basic.

Experimentar Stripe

Financial infrastructure for the internet

Experimentar Braintree

Accept payments from anywhere in the world

⚖ Comparar na Ferramenta Interativa

Última atualização: January 11, 2026