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Phoenix Phoenix Guide

Best Payment Solutions for Phoenix (2026)

Compare the best payment solutions for Phoenix. We review Stripe and other providers with Elixir integration patterns.

Phoenix applications need robust payment integration. We've evaluated payment providers that work well with Elixir's functional approach and Phoenix's request handling.

Why This Matters

Elixir's pattern matching and supervision trees make payment integrations reliable. Proper library choice and webhook handling ensure robust commerce applications.

Key Considerations

01

Stripity Stripe

Stripity Stripe is the standard Elixir library for Stripe. Well-maintained, comprehensive API coverage.

02

Webhook Handling

Phoenix handles webhooks elegantly. Verify signatures in plugs, process with GenServers for reliability.

03

Pattern Matching

Elixir's pattern matching handles payment responses cleanly. Match on success/error tuples.

04

Supervision

Use supervision trees for payment background jobs. Ensure retries and fault tolerance.

05

Oban for Jobs

Oban provides reliable background jobs. Use for webhook processing and async payment operations.

Our Recommendations

Stripe
#1

Stripe

Best Overall Excellent Support

Stripity Stripe library provides excellent Stripe integration. Comprehensive API, well-maintained. 2.9% + 30¢. Industry standard.

mix deps.get stripity_stripe
Website → Documentation →
Paddle
#2

Paddle

Best for Global Good Support

Paddle handles global taxes as Merchant of Record. Use their API with HTTPoison/Req. 5% + 50¢. Simplifies compliance.

Use Paddle API with HTTPoison
Website → Documentation →
PayPal
#3

PayPal

Best Reach Good Support

PayPal for global customer reach. Use their REST API with HTTP client. Good as secondary payment option.

Use PayPal REST API with Req
Website → Documentation →
LemonSqueezy
#4

LemonSqueezy

Best Simple MoR Good Support

LemonSqueezy as Merchant of Record. Simple API for digital products. 5% + 50¢. Great for indie developers.

Use LemonSqueezy API with Req
Website → Documentation →
Square
#5

Square

Best Omnichannel Good Support

Square for online + in-person. Use their API with HTTP client. Unified commerce platform. 2.9% + 30¢.

Use Square API with HTTPoison
Website → Documentation →

Quick Comparison

Service TypeScript Edge Free Tier Setup Time
Stripe
none — N/A 30 min
Paddle
none — N/A 45 min
PayPal
none — N/A 45 min
LemonSqueezy
none — N/A 30 min
Square
none — N/A 45 min

Quick Start

Stripe with Stripity lib/my_app/payments.ex 
defmodule MyApp.Payments do
  def create_checkout_session(price_id, customer_email) do
    Stripe.Checkout.Session.create(%{
      mode: "subscription",
      customer_email: customer_email,
      line_items: [%{price: price_id, quantity: 1}],
      success_url: "https://example.com/success",
      cancel_url: "https://example.com/cancel"
    })
  end
end

Common Integration Patterns

Stripe + Oban Webhooks

Process Stripe webhooks reliably with Oban background jobs.

stripe

Stripe + LiveView

Stripe Elements in LiveView with hooks for payment form.

stripe

Paddle + Phoenix

Paddle checkout with webhook handling for subscription state.

paddle

Frequently Asked Questions

What's the best Stripe library for Elixir? ▼
Stripity Stripe is the community standard. Well-maintained, comprehensive API coverage, good documentation.
How do I handle Stripe webhooks in Phoenix? ▼
Create a controller that reads raw body, verifies signature with Stripe.Webhook.construct_event/3, and processes events. Use Oban for async processing.
Should I use Stripe or Paddle? ▼
Stripe for lower fees and more control. Paddle if you want global tax compliance handled automatically (Merchant of Record).
How do I handle payment failures? ▼
Pattern match on {:error, reason} from Stripe calls. Use Oban retries for webhooks. Store transaction state in database.

Related Guides

Phoenix auth Phoenix database Ruby on Rails payments
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Last updated: January 11, 2026