Payment Processing
Accept payments from customers through credit cards, bank transfers, and digital wallets
Considérations Clés
- ✓ Transaction fees and pricing model
- ✓ Supported payment methods
- ✓ Geographic coverage
- ✓ Integration complexity
- ✓ Compliance and security
Adyen
Enterprise global payment platform with IC++ pricing. 250+ payment methods, no setup/monthly fees, €25 chargeback fee.
Afterpay
BNPL by Block (Square). Merchant fees 4-6% + $0.30 per transaction. Consumer pays nothing upfront.
Braintree
PayPal-owned payment platform. Includes PayPal, Venmo, Apple Pay, and Google Pay at no extra fee. IC++ pricing available.
Dwolla
ACH payment API. 0.5% per transfer ($0.05 min, $5 max). Pay-as-you-go with no monthly fee. US only.
Gumroad
E-commerce platform for creators selling digital products, memberships, and physical goods. Simple setup with built-in audience tools.
Klarna
BNPL leader. Merchant fees ~5.99% + $0.30 (negotiable to 3.29%). No setup fees. Consumer pays nothing.
LemonSqueezy
Merchant of Record platform for selling digital products, SaaS, and subscriptions. Handles payments, tax compliance, and billing globally.
Mercado Pago
Latin America payment leader. Fees vary by country: Argentina ~3.5%, Brazil ~3.99%, Mexico ~2.89%. 7 LATAM countries.
Paddle
Merchant of Record platform for SaaS and digital products. Handles payments, tax compliance, fraud protection, and billing.
PayPal
Global digital payments platform for online and mobile transactions. Supports PayPal Checkout, Venmo, and PayPal Credit.
Plaid
Bank connection API. Free tier available (limited). Production ~$0.30-1.00 per verification. Enterprise volume pricing.
Razorpay
India's leading payment gateway with 180+ payment methods. 2% domestic, 3% international, UPI free under ₹2000.
Square
Payment processing and point-of-sale solutions for businesses. Offers flat-rate pricing with in-person and online options.
Stripe
Complete payments platform for internet businesses. Accept payments, send payouts, and manage your business online.